Credit Assessment Analyst (m/f/d)

Your Tasks:

• Operational responsibility for incoming loan applications
• Review of financing documents, followed by approval, authorisation and comments
• Identification of credit risks based on specific creditworthiness checks, analysis of balance sheets and financial reports, and requests for further financing documents
• Clarification of issues relating to the processing and decision-making status of loan/leasing enquiries
• Decision-making and preparation of security arrangements
• Review of information from the transparency register and investigation of suspected cases of fraud, compliance breaches and money laundering

Your profile:

• Commercial training, preferably with additional specialist qualifications such as a qualification in leasing or banking
• At least 2–3 years’ professional experience in the credit decision-making process for corporate clients at a bank or leasing company, or in a comparable role
• An aptitude for numbers, a strong grasp of mathematics and a high degree of decision-making authority
• Experience in evaluating and analysing annual accounts and financial ratios
• Very good technical understanding of system applications, as well as experience in process improvement and automation
• Knowledge of the German Commercial Code (HGB), the German Civil Code (BGB) and the German Banking Act (KWG) is desirable; likewise regarding rating procedures and the legal framework for financial institutions
• Very good command of German and good command of English